A.M. Best, an independent provider of insurer ratings since 1899, awards its A+ (Superior) financial strength rating to Cincinnati's standard market property casualty group. A.M. Best awards only about 10 percent of property casualty insurer groups with its A+ or A++ rating in the Superior category. Best assigns its A (Excellent) rating to The Cincinnati Life Company and to The Cincinnati Specialty Underwriters Insurance Company,  our excess and surplus lines company. A.M. Best comments on the group’s rating: “The stable outlook on all the ratings reflects the enhanced risk management processes, sound liquidity, superior risk-adjusted capitalization of its operating entities and successful business profile within its targeted regional markets, which centers on a distribution system developed through strong relationships with local independent insurance agencies."

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FitchRatings cites Cincinnati's strong capitalization, rebalanced investment portfolio and low operating leverage to meet our policyholder and debt servicing obligations in awarding its A+ (Strong) insurer financial strength rating to the standard market property casualty and life insurance companies. Fitch has a stable outlook.

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Moody's Investors Service A1 rating of the standard market property casualty group is "based on strong risk-adjusted capitalization, reflecting consistent reserve strength and manageable peak-level catastrophe exposure, and the group's strong regional franchise emphasizing a relationship-oriented strategy with agents." Moody's outlook on the rating is stable.

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Standard & Poor’s Rating Services cites Cincinnati’s rating characteristics supporting its A+ (Strong) rating as an “extremely strong and loyal agency force, strong competitive position, improved technological efficiencies, and improved and adequate enterprise risk management.” S&P has a negative outlook.

Please select the Standard & Poor's icon to the right to see the most recent ratings commentary.

Ward lists Cincinnati among the top 50 companies in America for balancing performance with policyholder safety. Please select the logo at right for more information.